Loading your Card


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*LOADING YOUR CARD LOCALLY*
Loading your card via the web from your checking account is the fastest and lowest cost way of adding funds to your student's or your personal card. Other ways include:
At your Employer	If your employer provides for Direct Deposit of your payroll check, the funds can be directly put on the Student Reward Card. The "Deposit To": account number is your Student Reward Card Visa number on the front of the card. Your employer's representative in Human Resources or your manager can get you the necessary forms.
At a Western Union® outlet	Western Union is one of the largest providers for wiring or transfering funds from one account to another. This is also true for Western Union and Student Reward Card. Many convenience stores such as 7-11 and others provide this service. For terms and conditions of Western Union, please visit their web site at www.westernunion.com.
USING YOUR CARD
At a Visa Merchant	Any Merchant accepting Visa Debit will honor the Student Reward Card. Some merchants will accept the Student Reward Card as a Debit Card and will require you to use your PIN code to complete the transaction. Remember: Never write your PIN number on your card and keep it in a safe and secure location. Some merchants will treat the Student Reward Card as a signature based transaction. In this case the merchant may ask for some form of picture ID and have you sign for the services. Restaurants usually do this and it's perfectly OK.
At an ATM	Most ATMs in the United States will accept your Student Reward Card. The Student Reward Card participates in the Star®, InterLink and PLUS networks. Please look for one of these logos at the ATM. To use the ATM you will be required to enter your PIN number to get cash out or check your balance.

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Student Reward Card Prepaid Visa cards are issued by Four Oaks Bank Trust & Trust, pursuant to a license from
Visa U.S.A. Inc.. Student Reward Card, Inc. and Virtual Automated Technologies, Inc. are Member Service Providers of Four Oaks Bank & Trust.
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